Join Fifo Capital England and be part of building a smart, leading finance franchise, providing short-term, high-return working capital solutions for small and medium businesses.

Fifo Capital England

In the UK
  Business Type:
  Minimum Investment:
  Training Provided:
  Part time:

Franchise Opportunity with Exceptional Returns

Fifo Capital is a fast-growing, global business finance brand with businesses in the UK, Ireland, New Zealand and Australia. We provide asset backed, insured, short term working capital solutions for small and medium businesses which deliver high financial returns for our business partners (franchisees). Since the launch in New Zealand in 2005, we are now more than 70 successful franchisees with a total turnover of more than £ 650m. Average growth rate over the last three years has been 39%.

Available Opportunity

  • Business Partner
    • Franchise fee, £25,000
    • Minimum capital to invest, £50,000
  • Investment Partner
    • Franchise fee, £10,000
    • Minimum capital to invest, £100,000

What our Business Partners (Franchisees) do

The Fifo Capital England business was created to fill a gap in the small-business finance market, providing short-term, high-return, flexible finance for secure businesses where bank loans made them too onerous to pursue.

Our master franchisee appoints and supports its network of business partners who lend their own capital and/or together with the support of the wider Fifo Capital network comprising other Business or Investment Partners.

Dependent on what capital is available to each Business Partner we expect a client portfolio between 6-10. Each of those clients are likely to have weekly or monthly transactional requirements.

To obtain clients, business partners form working alliances with finance and insurance brokers, bankers, accountants, bookkeepers, factoring firms and other finance operators, such as asset-based lenders. Each referral partner’s details are submitted into Fifo Capital England’s IT system, and head office regularly produce and send digital marketing communications to these partners — each communication is tailored with the business partner’s name and contact details.

Fifo Capital England differentiates itself from other market operators by being comprised of many locally-based franchised owner-operators, who make fast business decisions by using a simple approval system which contains robust checks and balances to reduce the risks of bad debts. We meet people, we develop local relationships who refer us to SME’s that need cash flow support – call it old school, but we are different, and we know it works!

Business partners can make extraordinary financial returns on their Fifo Capital England business investment. What’s more, the lifestyle their business has afforded them is a healthy family-orientated benefit.

What Our Investment Partners do

Our Investment Partners are “passive” partners who are invited to invest in opportunities through the Business Partner network. They are not involved in any operational or marketing side of the business, but they will be given full access to all credit related information on the cases where they are invited to participate.

With a high annual return (up to 20% per annum), with an acceptable risk profile (asset backed and insured) and full flexibility to decide whether to participate or not in each case, a lot of people find this to be their preferred way of investing.

The Partnership Win-Win Philosophy

Client Benefits

  • Extremely flexible finance products
  • Fast approval and funding
  • Simple application, approval and funding process
  • Does not affect present banking arrangements

Business Partner Benefits

  • Internationally proven successful business model
  • Be your own boss and manage your own time
  • Invest your own money with high returns and low risk (asset backed and secured)
  • Nationwide network of referral partners
  • Cloud based management systems
  • Strong business, marketing and transactional support
  • Work with and support local SME business owners


Your head office will provide valuable support to you, in particular marketing for clients and assessment of transactions. Our marketing support is extremely comprehensive and is unlikely to be beaten by any franchisor within the UK. On an ongoing basis, and tailored with each business partner’s contact details, we produce client, prospect and referral partner newsletters, our own 32-page Fifo Capital England magazine, social media postings, industry white papers, infographics, sales brochures, more than 100 new blog posts each year, and support guides and more.

Our proprietary IT system manages all business workflows stepping business partners with client conversions and transaction assessments. It is simple to navigate and is an all in one secure system.

Initial and ongoing support as well as site visits are fully catered for and set in place with all business partners when they join.

What Makes a Successful Fifo Capital England Partner?

Our most successful business partners are motivated, assertive, driven, business savvy individuals who are hungry for success. This business is not difficult for those who follow our proven system and take control of their time. If you possess these qualities, we welcome you to work with us and make a success of it.

Why Fifo Capital England?

Quite simply, we are proven successful and offer genuine committed support to everyone who financially invests with us. We work together towards common goals so that we all win.

Here is What Our Business Partners Say:

“The decision to join Fifo Capital has delivered beyond my wildest dreams.”

“It has absolutely exceeded all expectations. We have changed our lives — the hours we work, a house by the beach. The buy-in cost for us has been returned many times over.”

“The model, processes and support is fantastic.”

“Fifo Capital delivers, and the only cap on your earnings is how much effort you want to put in.”

Here is What Our Referrers Say:

“FIFO Capital were excellent in providing the necessary cash flow funding to enable the business to grow at a crucial time. They established the facility quickly and professionally. It was a pleasure to work with them and we look forward to assisting further businesses together in the future.” – Liquidity Club

If you are interested in learning more about franchising opportunities with Fifo Capital England, simply fill out the form below to receive FREE information.

  • Simon Taylor GM – Fluid Science Limited

    Simon Taylor GM – Fluid Science Limited

    It was a pleasure to work with John and Donald in the setting up of our FIFO Capital facility, the process was completed and our first invoice funded and paid out within 3 days. Everything was done in a competent, professional and friendly manner and I would d...

    Read More

  • Mark Baker CEO – Kinetica Group Ltd

    Mark Baker CEO – Kinetica Group Ltd

    It was a pleasure working with John and Donald in setting up our Fifo Capital facility, especially as this was completed in a very short time frame over Christmas, during which the Fifo team worked tirelessly to complete matters in a professional and friendly ...

    Read More

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Home Based
Training Provided
Min Investment
Part Time
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